The ACA is the Affordable Care Act

This law limits how much health insurance companies can charge the insured. It also requires insurers to cover specific conditions and treatments, like Pre-existing Conditions, Pregnancy, and Preventative Care.

ACA Plan Categories

ACA Plans have varying levels of coverage: Bronze, Silver, Gold, and Platinum.

Learn what those levels cover and how copays, deductibles, and coinsurance determine how much you pay for health care.

Some Americans also qualify for a subsidy, which lowers the monthly cost of your premium.

Read more about ACA Plans here.

Out-of-Pocket Health Costs

Even when you have health insurance, you must pay some costs yourself.

These costs can include:

  • Insurance premium
  • Copays
  • Deductibles
  • Coinsurance

Find out about your health insurance costs here.

Where Can I Get the Lowest Price on Health Insurance?

AARDY is the nation's fastest health insurance market. We can help you find the best health insurance plan. Our service compares Affordable Care Act and Short Term plans so you can find the best fit.


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