Benefits Included in ACA Health Insurance Plans

When you shop for a health insurance plan, you will find a variety of options.

All ACA-compliant (Affordable Care Act) plans must include essential health benefits:

  • Outpatient (ambulatory) patient services without being admitted to a hospital
  • Emergency and life-saving services
  • Hospitalization services including overnight stays and surgical procedures
  • Preventative and wellness services
  • Chronic disease treatment (like diabetes)
  • Maternity, pregnancy, and newborn services before and after birth occurs
  • Pediatric treatment including vision and oral care (does not apply to adults)
  • Mental health services and behavioral treatment like therapy and counseling
  • Substance use treatment
  • Laboratory services
  • Rehabilitative services and devices
  • Prescription drugs
  • Prescription birth control
  • Breastfeeding services

Additional Benefits

Some plans optionally cover dental, vision, and medical weight management services. However, these are not mandated by the ACA and at the discretion of the insurer.

Where Can I Get the Lowest Price on Health Insurance?

AARDY is the nation's fastest health insurance market. We can help you find the best health insurance plan. Our service compares Affordable Care Act and Short Term plans so you can find the best fit.


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