Health Insurance Appeals
If your doctor recommends a treatment or prescribes a medication that your insurance does not cover, you can appeal.
In a health insurance appeal, a third party reviews your request for coverage and makes a decision.
First, the insurer is required to notify you in writing within a specific time. They must explain why they denied coverage. Also, they have to state your rights and the process for appeal.
Typically, it can take a few weeks for the independent board to render a decision. However, in life-threatening situations, or timeliness risks your ability to fully function, the independent organization can provide a decision within 72 hours of receipt. In those situations, you would request an expedited decision.
Where Can I Get the Lowest Price on Health Insurance?
AARDY is the nation's fastest health insurance market. We can help you find the best health insurance plan. Our service compares Affordable Care Act and Short Term plans so you can find the best fit.